Insurance

Health Insurance

If you are unsure if we participate with your insurance provider or would like to know what your chiropractic benefits are, please don’t hesitate to ask at the front desk. Checking your benefits and filing your claims for you is a courtesy that we are happy to provide for you. Please bring with you on your first visit to our office your drivers license and your insurance card so that we may obtain the most current and correct information for you.

Checking on your chiropractic benefits and filing your claims for you is not a guarantee that payment will be made by your insurance company. Benefits that you receive from your insurance provider depend on the contract you have through your employer and the insurance company. You may contact your HR department and your insurance company for your benefits and responsibilities. You are responsible for payment of all services. If you need assistance in this matter, please speak with us, as we will be happy to assist you with any questions you may have.

Motor Vehicle Accidents and Worker’s Compensation

Accident claims require additional paperwork. Please allow time to fill out forms.

Motor Vehicle Accidents: Recent New Hampshire laws require that Auto Insurance Companies pay the insured directly, therefore, you will be responsible for payment upfront, as well as submitting your bills for reimbursement. You may also choose to use your health insurance benefits instead of your Auto Med Pay benefits, however, the Auto policy should reimburse you for your out-of-pocket expenses like copayments.

Worker’s Compensation: If you have been injured at work, notify your supervisor immediately. It is important to follow your company’s policy while seeking treatment. According to NH state law, your choice of medical treatment depends on whether or not your carrier is using a managed care program. If they are, you must choose a doctor within the managed care network. If you are not subject to managed care, the choice is yours.

Please Note: We are obligated to file any claims that are a result of a work-related injury to the appropriate Worker’s Compensation insurance company. Your health insurance WILL NOT pay claims due to work injuries.

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